Please subscribe and share this video. Thanks for watching The difference between nominal APR (Annual Percentage Rate) and effective APR (EAR) is amplified for payday loans, because EAR takes compounding into account and because the loan are extremely short-term in nature. The formulas are presented as is and "Collector Chronicles" makes no warranty, express or implied, of their fitness for use. You assume all responsibility for testing and ensuring that the formulas work properly. MS Excel is a registered trademark of Microsoft Corporation. Trademarks that appear in this video are the property of their respective owners.
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